The APP sparkassen app neues handy is a mobile banking application that is offered by Sparkasse. Sparkasse is also one of the top banks in Germany. Using the application allows users to oversee their expenses, pay bills, check their balances, and do many other financial activities from their phones.
Introducation
When you buy a new phone (“neues Handy” in German), then you might be required to transfer the Sparkasse app into it which consists of first uninstalling and reinstalling the app on the new phone and then securing it. This is in a bid to ensure that there are no unauthorized accesses to the app from the new device and that all the strict security procedures such as validating the user’s identity and secure login required by Sparkasse are adhered to.
Sparkasse App Review: What’s It Like To Use It On A New Mobile Device?
If you’ve upgraded your mobile device recently and want to make use of the Sparkasse app, you might be thinking of how tedious the process might be. In general, the process of moving and using the Sparkasse app on a different device is not painful, but it is advisable to follow a few instructions to attain smooth usage of the app on the new device.
While installing the Sparkassen app on the new phone, customers are welcomed with a lot of features meant to assist them in easily performing their banking transactions. Below are some features that are common with the Sparkassen App according to their websites:
Account Overview
See the balances and movements in numerous accounts, including savings and current accounts, credit card accounts, and others. Information regarding your transactions is displayed as it happens.
Transfers
There is the ability to transfer money to other banks (local or international) with much ease and safety.
– Schedule automatic payments or make one-off payments.
– Make payments via QR code for payment of merchants or bills.
Mobile Payment (Apple Pay/Google Pay
– Makes it possible for payments to be made through a mobile phone by linking the account with either Apple Pay or Google Pay.
– Attach your Sparkassen debit card to your mobile device for payments.
Push Notifications:
APP sparkassen app neues handy Review
Notifications regarding the events that have occurred on the account; include money payments, other transfers, and uncharacteristic transactions.
Users can set alerts regarding changes in the account balance. Users can also receive notifications about when they need to pay a bill.
Security:
Security is enhanced with two-step verification (2FA) when logging in to the system.
For quick access to your account, you can use your fingerprint scanner or facial recognition technology to Manage personal finances has never been as effortless with Sparkassen’s App. This application has all the necessary functions that allow you to handle your banking activity, whether it is transferring funds, monitoring your expenses, or any other service provided by the application.
Pros:
APP sparkassen app neues handy Review
- No Technical Skills Needed — Easy Download & Setup: Getting access to the Sparkasse app on either Google Play Store or Apple App Store is very easy and download and installation are very quick.
- High Security During Login Secure login process: It is, therefore, possible to be secured using verification such as TAN or SMS codes in the setting. This means that this PIN will be used when logging onto the app when using a new device. For those concerned about secure online banking, this makes a comforting point.
- Face and Finger Biometrics: An important feature that can be enabled on the latest phones is Face ID or fingerprint recognition. This is a great bonus that enhances security measures, while the accounts remain user-friendly.
- Fast Access, Quick Account Contacts: After making logins, the account database is already downloaded and users can start viewing their balances, transactions, and other account information immediately.
Cons:
APP sparkassen app neues handy Review
- Possible Login Problems** – Some individuals might have problems with authentication or TAN numbers if they have changed their number or if there are delays in receiving an SMS.
- No Support for Multiple Devices** – One might face problems activating the application with a new device in the event the older one is still on the application. The app should always be uninstalled from the old phone to prevent such issues.
- Availability of Support** – The Sparkasse app is intuitively designed. However, doing some troubleshooting may involve calling the customer care of Sparkasse which may have their limitations out of the time taken to answer the call.
Conclusion
The Sparkasse application is ideal for conducting banking transactions on the go and transferring accounts to different devices only requires a bit of effort. However, although some security measures can be quite tiresome at times, they ensure that the users’ banking information is well secured. Such an emphasis on security coupled with useful features such as biometric login make the ease of use and the potential of the Sparkasse application one that is hard to ignore, especially for a client of the Sparkasse bank.
